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2018 Key Highlights
Chairman's Message
Sustainability
Awards
Board of Directors
Executive Management
Management Discussion and Analysis
Corporate Governance
Capital Management and Allocation
Risk Management
Financial Statements
Independent Auditors’ Report to the Shareholders
Income Statement
Statement of Comprehensive Income
Statement of Financial Position
Statement of Cash Flows
Statement of Changes in Equity
Notes to the Financial Statements
Branch List
2018 Key Highlights
1. Net profit up 18%, fifth straight year of accelerating double digit net profit growth.
2. Earnings per share up to 20 fils. Recommending dividend of 10 fils per share (51% payout ratio)*.
3. Customer Loans reached an all-time high of KD 4.2 billion.
4. Non-Performing Loan ratio reached an all-time low of 1%.
5. Achieved 'A' ratings from all four major credit rating agencies.
* 2018 dividends are subject to the approval of the annual general meeting
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